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Find out what information you will need to prepare for your first meeting.

Most real estate lending can be boiled down to the results of three ratios

Understand how a mortgage company views your credit information.

FHA allows 100% of the down payment to be a gift from friends, family or other sources.

Looking for a large loan amount to purchase or refinance your home?

If you have a fixed rate loan, the interest rate is set for the life of the loan. However, many companies offer variable rate mortgages, also known as adjustable rate mortgages or ARMs.